Finacle Banking System API | Generated by AI
The Finacle Banking System API, provided by Infosys Finacle, offers a wide range of capabilities for banks and financial institutions. It enables seamless integration between Finacle’s core banking system and third-party applications, digital channels, and other financial services. The API provides functionalities across various banking domains, including:
Key Features & Functionalities of Finacle API:
- Customer Management
- Create, update, and retrieve customer details
- KYC verification
- Customer relationship management
- Account Management
- Open, close, and manage accounts (savings, current, fixed deposits, etc.)
- View account balances and statements
- Manage overdrafts and loans
- Payments & Transfers
- Fund transfers (NEFT, RTGS, IMPS, SWIFT, UPI)
- Bill payments
- Bulk payments
- Loans & Credit Facilities
- Loan origination, disbursement, and repayment
- Credit scoring and approval workflow
- Loan interest calculations
- Cards & Payments Processing
- Debit & credit card management
- Card issuance and PIN generation
- Transactions and authorization
- Digital & Mobile Banking
- Internet and mobile banking integration
- Wallet and fintech integrations
- API-driven banking for open banking initiatives
- Risk & Compliance
- Fraud detection and monitoring
- AML (Anti-Money Laundering) compliance
- Regulatory reporting
- Trade Finance & Treasury
- Letters of credit, bank guarantees, and trade transactions
- Foreign exchange (FX) transactions
- Treasury management
- Analytics & Reporting
- Transaction insights and reports
- Customer behavior analytics
- Risk and compliance reports
- Open Banking & Fintech Integrations
- Third-party service integration
- API-driven open banking features
- Real-time data sharing
Finacle API Deployment & Access
- RESTful APIs for modern integrations
- SOAP-based services for legacy systems
- OAuth & API gateway security for secure transactions
- Cloud and on-premises support
Would you like information on a specific Finacle API service or use case?