Same PIN for HSBC Hong Kong UnionPay | Generated by AI
Yes — for an HSBC Hong Kong UnionPay debit card, the PIN you use for UnionPay transactions in shops is generally the same as the 6-digit PIN you use to withdraw cash from an HSBC ATM.
That’s because UnionPay purchases in physical shops often require an offline PIN (the card’s own PIN), and HSBC issues only one debit card PIN for both ATM withdrawals and POS transactions.
The only exception would be if you manually requested HSBC to set a different “purchase PIN” (rare, and usually not offered by default in HK).
If you like, I can also explain how this works differently for contactless UnionPay QuickPass payments and overseas use.