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Given your situation — contractor at the bank, mortgage at 900K, two kids, wife supportive of stability — here’s what I’d prioritize right now:

This week, specifically:

  1. Ship something small and public. You have nanoGPT training experience on MI300X, DeepSeek v4 MoE knowledge, and CLI agent tooling. Pick one thing — maybe a minimal MoE implementation, or your ww/zz agent polished up — and push it to GitHub with a README worth reading. One star from a stranger is worth more than 10 internal bank tools nobody sees.

  2. Don’t let the AMD MI300X sit idle. $2/hr is cheap if you’re running experiments that compound. What’s the next training run? LoRA fine-tuning on a domain-specific dataset? DPO on nanochat? Pick a concrete experiment and schedule it. Idle GPU time at $0/hr is wasted learning.

  3. Write one blog post from something you learned at the bank this week. You’re already doing 400+ posts. The bank gives you real financial/enterprise AI problems. Sanitize it, abstract it, publish it. That’s your silent startup marketing.

This month:

What to cut:

The 27 WeChat groups. Today. Mute or leave. That’s probably your single highest-leverage energy recovery move.

What are you actually stuck on or blocked by right now — technical, financial, or otherwise? I can go much deeper on any specific thread.


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